/*
Theme Name: Credit Plain
Description: Editorial WordPress theme for secured credit education. Local prototype.
Version: 1.0.0
Author: Credit Plain project
License: GPL-2.0-or-later
Text Domain: credit-plain
*/
@font-face{font-family:DM Sans;src:url(assets/dm-sans.ttf) format('truetype');font-weight:100 1000;font-display:swap}@font-face{font-family:Newsreader;src:url(assets/newsreader.ttf) format('truetype');font-weight:200 800;font-display:swap}
:root{--paper:#fafbf7;--ink:#19372f;--forest:#153e35;--muted:#58675e;--sage:#e5ecdf;--line:#d2dbcd;--yellow:#f0d767;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 'DM Sans',sans-serif}a{color:inherit;text-underline-offset:4px}a:hover{color:#285f49}button,input{font:inherit}button,a,input{touch-action:manipulation}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #927000;outline-offset:4px}img{max-width:100%;height:auto;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Newsreader,Georgia,serif;font-weight:500;line-height:1.08;letter-spacing:-.025em}h1{font-size:clamp(42px,5.6vw,78px)}h2{font-size:clamp(32px,3.4vw,48px)}h3{font-size:29px}p{margin-bottom:1.2em}.wrap{max-width:1220px;padding:0 36px;margin:auto}.site-header{border-bottom:1px solid var(--line);background:var(--paper)}.masthead{height:102px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{font-family:Newsreader,serif;font-size:37px;line-height:1;letter-spacing:-1.5px;font-weight:600;text-decoration:none}.brand span{display:inline-block;width:12px;height:12px;border-radius:50%;background:var(--forest);margin-left:5px}.mast-note{font-size:13px;max-width:230px;line-height:1.5;color:var(--muted)}.nav-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0;border-top:1px solid var(--line)}.nav-links{display:flex;gap:26px;align-items:center}.nav-links a{text-decoration:none;font-size:14px;font-weight:600}.nav-links a:hover{text-decoration:underline}.menu-toggle{display:none;border:1px solid var(--forest);padding:9px 14px;background:none;color:var(--ink);border-radius:4px}.search-link{font-size:14px;font-weight:600}.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;padding-top:62px;padding-bottom:60px;align-items:center}.hero h1{max-width:650px;margin-bottom:23px}.hero .intro{max-width:490px;font-size:19px;line-height:1.65;color:var(--muted)}.label{font-size:13px;font-weight:600;color:var(--muted);margin:0 0 18px;display:block}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--forest);color:white!important;border:1px solid var(--forest);padding:14px 23px;border-radius:4px;text-decoration:none;font-size:15px;font-weight:600;line-height:1.4;transition:background .15s}.button:hover{background:#2d5947}.button.secondary{background:transparent;color:var(--forest)!important}.actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin:28px 0 35px}.text-link{font-size:15px;font-weight:600}.hero-fact{border-left:3px solid #a9bc9f;padding-left:18px;max-width:440px;font-size:14px}.hero-fact strong{display:block}.hero-photo{margin:0;position:relative;padding-bottom:35px}.hero-photo>img{width:100%;height:485px;object-fit:cover;border-radius:4px 4px 60px 4px}.photo-note{font-size:11px;color:var(--muted);margin-top:9px}.example-slip{position:absolute;bottom:78px;left:-35px;background:var(--yellow);padding:22px 28px;box-shadow:0 8px 24px #163d3514;max-width:270px;transform:rotate(-3deg)}.example-slip b{font-family:Newsreader,serif;font-size:40px;line-height:1.2;display:block}.example-slip span{font-size:13px;display:block}.path-section{background:var(--sage);padding:45px 0 48px}.section-top{display:flex;justify-content:space-between;align-items:baseline;gap:25px;margin-bottom:26px}.section-top h2{margin:0}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.path-item{display:flex;gap:18px;padding-top:23px;border-top:1px solid #aabca7;text-decoration:none}.path-item .number{font-family:Newsreader,serif;font-size:31px;line-height:1.2;color:#49634a}.path-item h3{font-size:27px;margin-bottom:8px}.path-item p{font-size:14px;line-height:1.6;margin:0;color:var(--muted)}.section{padding-top:68px;padding-bottom:68px}.reading-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:55px}.featured{margin:0}.featured>img{aspect-ratio:1.8;object-fit:cover;border-radius:4px;margin-bottom:22px;width:100%}.featured h3{font-size:36px}.featured p{font-size:16px;color:var(--muted)}.article-list{display:flex;flex-direction:column}.list-story{border-top:1px solid var(--line);padding:22px 0;display:grid;grid-template-columns:1fr 100px;gap:20px;align-items:center}.list-story:last-child{border-bottom:1px solid var(--line)}.list-story h3{font-size:25px;margin:6px 0 10px}.list-story .label{font-size:12px;margin:0}.list-story img{width:100px;height:100px;object-fit:cover;border-radius:4px}.meta{font-size:12px;color:var(--muted)}.tool-band{background:var(--forest);color:var(--paper);padding:48px 0}.tool-grid{display:grid;grid-template-columns:1.3fr .8fr;gap:70px;align-items:center}.tool-band p{max-width:570px;color:#e2e8de}.tool-band h2{font-size:46px;margin-bottom:18px}.tool-band .button{background:var(--yellow);border-color:var(--yellow);color:var(--ink)!important}.ratio-demo{border-left:1px solid #608071;padding:10px 0 10px 40px}.ratio-demo strong{font-family:Newsreader,serif;font-size:75px;font-weight:400;line-height:1.1}.ratio-demo p{font-size:14px;margin:10px 0 0}.ratio-track{height:10px;background:#57796a;margin-top:22px;border-radius:6px}.ratio-track span{display:block;width:25%;height:100%;background:var(--yellow);border-radius:6px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px 28px}.guide-image img{width:100%;aspect-ratio:1.55;object-fit:cover;border-radius:4px}.guide .label{margin:18px 0 10px;font-size:12px}.guide h3{font-size:28px;margin-bottom:12px}.guide p{font-size:15px;color:var(--muted)}.guide h3 a,.featured h3 a,.list-story h3 a{text-decoration:none}.guide h3 a:hover,.featured h3 a:hover,.list-story h3 a:hover{text-decoration:underline}.editorial-note{display:grid;grid-template-columns:1fr 1.6fr;gap:60px;border-top:1px solid var(--line);padding:36px 0}.editorial-note h2{font-size:31px;margin:0}.editorial-note p{font-size:15px;color:var(--muted);margin-bottom:12px}.site-footer{padding:45px 0;background:#e9eee4;border-top:1px solid var(--line)}.footer-grid{display:flex;justify-content:space-between;align-items:start;gap:40px}.footer-links{display:flex;gap:24px;flex-wrap:wrap;font-size:13px}.footer-small{font-size:12px;color:var(--muted);margin:24px 0 0;max-width:840px}.breadcrumb{font-size:13px;color:var(--muted);padding-top:30px}.article-header{max-width:900px;margin:38px 0}.article-header h1{font-size:clamp(39px,4.8vw,64px);margin-bottom:22px}.article-deck{font-size:20px;color:var(--muted);max-width:750px}.article-cover{margin:35px 0;max-width:840px}.article-cover img{width:100%;max-height:390px;object-fit:cover;border-radius:5px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 240px;gap:70px;align-items:start;padding-bottom:70px}.prose{font-size:18px;line-height:1.8;min-width:0}.prose h2{font-size:35px;margin:40px 0 18px}.prose h3{font-size:28px}.prose ul,.prose ol{padding-left:26px}.prose li{margin-bottom:10px}.prose table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.6;background:white}.prose th,.prose td{padding:15px 17px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.prose th{background:var(--sage)}.table-scroll{overflow-x:auto;margin:25px 0}.sidebar{position:sticky;top:30px;border-top:3px solid var(--forest);padding-top:23px;font-size:14px}.sidebar h2{font-size:25px}.sidebar a{display:block;margin:15px 0}.source-box{border-top:1px solid var(--line);margin-top:40px;padding-top:20px;font-size:14px;color:var(--muted)}.source-box h2{font-size:25px;margin-top:0}.source-box a{overflow-wrap:anywhere}.related{background:var(--sage)}.page-copy{max-width:800px;margin:35px auto 75px}.page-copy h1{font-size:58px;margin-bottom:30px}.page-copy .prose{font-size:17px}.search-form{display:flex;gap:10px;max-width:700px;margin:25px 0}.search-form label{flex:1;min-width:0}.search-form input{width:100%;padding:13px 15px;border:1px solid #8d9c8e;background:white;border-radius:4px;color:var(--ink)}.archive-title{max-width:820px;margin:40px 0 30px}.archive-title h1{font-size:58px}.screen-reader-text,.skip-link:not(:focus){position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link:focus{display:block;padding:15px;background:var(--yellow);z-index:99}.calc{background:var(--sage);border-radius:5px;padding:28px;margin:28px 0}.calc h2{margin:0 0 10px;font-size:31px}.calc .field label{font-size:14px;display:block;margin-bottom:6px;font-weight:600}.calc input{width:100%;min-width:0;border:1px solid #8c9e88;border-radius:3px;background:white;padding:11px 12px;color:var(--ink)}.card-row{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;margin:22px 0;align-items:end}.row-title{font-size:14px;margin:0 0 5px;font-weight:600}.remove-card{padding:9px 8px;border:0;background:none;color:var(--forest);text-decoration:underline;font-size:13px}.target-field{max-width:220px;margin:25px 0}.calc-actions{display:flex;gap:14px;flex-wrap:wrap}.calc-result{background:white;padding:24px;margin-top:25px;border-left:3px solid var(--forest)}.calc-result strong{font-family:Newsreader,serif;font-size:45px;display:block;line-height:1.2}.calc-result p{margin:8px 0}.calc-result ul{font-size:14px;margin-bottom:0}.calc-note{font-size:13px;color:var(--muted);margin:17px 0 0}.calc-error{color:#8a2319;font-size:15px}.pagination{margin-top:30px}.pagination .page-numbers{padding:8px 14px}.empty{background:var(--sage);padding:30px;margin-bottom:45px}details{border-top:1px solid var(--line);padding:18px 0}summary{cursor:pointer;font-weight:600}details p{margin:15px 0 0}.article-divider{height:1px;background:var(--line);margin:40px 0}.legal-brief{font-size:12px;color:var(--muted)}
@media(max-width:1000px){.nav-links{gap:16px}.hero{gap:40px}.hero-photo>img{height:450px}.article-layout{grid-template-columns:minmax(0,1fr) 210px;gap:35px}.reading-grid{gap:30px}.guide-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.wrap{padding:0 22px}.masthead{height:83px}.brand{font-size:32px}.mast-note{display:none}.menu-toggle{display:block}.nav-row{display:none;padding:15px 0 22px}.nav-row.is-open{display:block}.nav-links{flex-direction:column;align-items:stretch;gap:0}.nav-links a{padding:10px 0;font-size:16px}.search-link{display:block;padding-top:14px}.hero{grid-template-columns:1fr;padding-top:37px;padding-bottom:35px;gap:20px}.hero h1{font-size:53px;line-height:1.02}.hero .intro{font-size:17px}.actions{gap:16px;margin:24px 0}.hero-fact{margin-bottom:8px}.hero-photo{max-width:520px;margin-left:18px;padding-bottom:25px}.hero-photo>img{height:340px;border-radius:4px 4px 45px 4px;object-position:center 50%}.example-slip{left:-18px;bottom:65px;padding:15px 22px}.example-slip b{font-size:34px}.path-section{padding:34px 0}.path-grid{grid-template-columns:1fr;gap:23px}.path-item{padding-top:18px}.path-item h3{font-size:27px}.section-top{align-items:start;flex-direction:column;gap:14px}.section{padding-top:42px;padding-bottom:42px}.reading-grid{grid-template-columns:1fr;gap:25px}.featured h3{font-size:33px}.list-story h3{font-size:25px}.tool-grid{grid-template-columns:1fr;gap:30px}.tool-band h2{font-size:39px}.ratio-demo{border-left:0;border-top:1px solid #608071;padding:22px 0 0}.ratio-demo strong{font-size:64px}.guide-grid{gap:30px 20px}.guide h3{font-size:25px}.guide p{font-size:14px}.editorial-note{grid-template-columns:1fr;gap:16px;padding:30px 0}.footer-grid{flex-direction:column;gap:28px}.footer-links{gap:16px}.article-layout{grid-template-columns:1fr;gap:35px}.sidebar{position:static}.article-header{margin-top:25px}.article-header h1{font-size:43px}.article-deck{font-size:18px}.article-cover{margin:25px 0}.prose{font-size:17px}.prose h2{font-size:31px}.page-copy h1,.archive-title h1{font-size:43px}.calc{padding:20px}.card-row{grid-template-columns:1fr 1fr;gap:12px}.remove-card{grid-column:1/-1;justify-self:start}.search-form{flex-wrap:wrap}.search-form .button{padding:12px 18px}.table-scroll{max-width:100%}}
@media(max-width:430px){.guide-grid{grid-template-columns:1fr}.hero h1{font-size:48px}.hero-photo>img{height:320px}.list-story{grid-template-columns:1fr 80px}.list-story img{width:80px;height:90px}.label{font-size:12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

::selection{background:var(--yellow);color:var(--ink)}input{caret-color:var(--forest)}.calc input,.prose td{font-variant-numeric:tabular-nums}.button:disabled{opacity:.6;cursor:not-allowed}.hero-fact,.calc-result{border-left-width:1px}.sidebar{border-top-width:1px}

/* Editorial cover series, October 2026. Preserve the full photographic composition. */
.article-cover img{max-height:none;aspect-ratio:3/2;object-fit:contain}.inline-diagram{margin:30px 0;max-width:100%}.inline-diagram img{width:100%;height:auto;border-radius:4px}.wp-caption-text{font-size:12px;line-height:1.6;color:var(--muted);margin-top:10px}

/* Archive results use h2 directly under the page title. */
.guide h2{font-size:28px;margin-bottom:12px}.guide h2 a{text-decoration:none}.guide h2 a:hover{text-decoration:underline}@media(max-width:1000px){.guide h2{font-size:25px}}